Lifestyle Financial Planning Expertise
Our lifestyle financial planning expertise stems from many years in the financial services and wealth management industry and as such our financial advisers are well placed to advise you on all aspects of financial planning.
It pays to start thinking about retirement provision from as early an age as possible. Recent studies have confirmed that a large number of the working population have given little or no consideration to what retirement looks like, and even more, disturbing very few people have any idea of what retirement will cost them or how long it will last.
Savings and Investments
The savings culture has declined in the UK over the years to be taken over by the availability of cheap credit.
Our financial advisers strongly believe in savings and make no apology for being old-fashioned in this respect, and we wish to maintain the need for prudence and thrift.
We combine these old fashioned values with modern technology to provide unparalleled access to your portfolio to gain the maximum benefit from your lifestyle financial planning.
We also make the most of the various tax wrappers to help mitigate your tax liability.
When it comes to life and health protection, there is a bewildering array of different types of cover.
You may not be sure what cover is appropriate for your circumstances. You may have existing cover in place but are unsure whether it is adequate.
Our financial advisers will help you to not only choose the right type of cover but the right amounts and levels of protection to ensure that your family and loved ones are adequately protected. We will also tailor your premiums to meet your budgetary requirements.
Knowing that you have the right type of cover in place and the right amounts will give you and your family added peace of mind and security
You can boost your finances with some careful tax planning. This will be an ongoing process rather than a one-off activity because tax law is complex and never stays still for long. By staying up to date with the latest rules, reliefs and allowances, you can ensure that you are not paying any more than you need to.
Wills & Estate Planning
Making a Will and planning your Estate to protect your wealth and your families Inheritance is probably one of the most import things you will ever do. If you make a Will, you can make sure your beneficiaries will always receive the assets that you would wish them to get. If you already have a Will in place, please make sure you review it to make sure that it still reflects your wishes and your current financial situation.
Contact our financial advisers today to discover how Sheards Financial Management can assist you with your lifestyle financial planning needs.